Start Roth IRA

jbeck1234 asked: are they asking me if i made any contributions prior to 2007? i have for the few years ive had an IRA but on the contrary I’m wondering, when im really old (e.g.year 2019)will i have to put down every single year i made a “transactions”? just seems like they wouldn’t ask such [...]

jbrom72000 asked: If the transfer is possible,tax wise, how would one go about it with the least tax consequences.My thinking is ,I will have to pay taxes anyhow, why not pay them now put what remain into a Roth to grow while stock are down …and maybe leave some to heirs after I die . [...]