Start Roth IRA

thecelldepot asked: Since I know that a Roth is Post Tax, When I retire at 65, will I pay tax on the Capital Gains? Or will that be tax-free? (ex. My 4,000 has turned into 10,000, will I then have to pay taxes on the 6,000 when I withdraw in the future) Forex Formulas, Invest [...]

1whowants2know asked: I have a 401k from my former employment. My CPA says to turn into a traditional IRA and then over to a Roth IRA for tax benefits eventually. He suggest investing in a very low risk A bonds and 25% low risk stock. His reasoning is we are only taxed now on the [...]

MtN_BkR asked: I make 63500 k and I have 39000 in an IRA that I would like to convert it to a Roth. My taxable income was 33056 this year and I will get about a 3% raise. I don’t want to have the conversion bump me up to higher tax bracket. How much can [...]

jbrom72000 asked: If the transfer is possible,tax wise, how would one go about it with the least tax consequences.My thinking is ,I will have to pay taxes anyhow, why not pay them now put what remain into a Roth to grow while stock are down …and maybe leave some to heirs after I die . [...]

DCS asked: A company that I hold a contract through is offering me a 3% matching IRA. Is it better in the long run for me in invest in an a tax free Roth or is 3% match good enough. Im thinking it would be better to do 3% I dont know if its better [...]

Leela asked: I started out with two mutual funds. When I transferred them to a new investment company those two funds were used to buy three new mutual funds. This year I sold all three funds. I’m using turbo tax and I understand how to report the three I sold but I really lost on [...]

Sheldon Z asked: I’m trying to figure out what the tax savings are if I set up a 529 plan through Oregon College Savings and make a $2000 contribution each year. This will help me decide if this is a better or worse option than setting up a 529 through Vanguard whose 529 plan is [...]

Bob F asked: I am purchasing my first home and need to sell several of my mutual funds for the down payment. Unfortunately, I am going to take a big hit when I have to pay the capital gains tax from the sale of the mutual funds. Is there any way that I can apply [...]

Shankar r asked: I want to go for mutual funds which gives me more returns with tax exemption. can anyone plz suggest me how do i do with it. I am planning for a short term investment for 2-3years.

thalia asked: This is my first time for paying income tax on ForEx, being a US citizen i believe i have to pay tax on forex income, but i have no clue what do i have to do for that. Thanks for your help.